Uphold
XTB
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Overview
Uphold was founded in 2013 and is headquartered in United States, while XTB was established in 2002 and is based in Poland. Uphold holds licences including FCA and FINCEN: Uphold Europe Limited, while XTB is regulated by Financial Conduct Authority (FCA) among others. Uphold serves 4,000,000+ clients worldwide; XTB has 250,000+. The minimum deposit is $1 at Uphold and $0 at XTB.
| Feature | Uphold | XTB |
|---|---|---|
| Min. Deposit | $1 | $0 |
| Regulation | FCA and FINCEN: Uphold Europe Limited, Reg No. 09281410. Uphold HQ Inc. NMLS ID No. 1269875 | Financial Conduct Authority (FCA), FCA number FRN 522157, Cyprus Securities and Exchange Commission (CySEC), CySEC Licence Number: 169/12, Comisi├ó╦å┼í├óÔÇ░┬Ñn Nacional del Mercado de Valores, Komisja Nadzoru Finansowego |
| Founded | 2013 | 2002 |
| Country | United States | Poland |
| Clients | 4,000,000+ | 250,000+ |
Fees
Fees are a critical factor when choosing between Uphold and XTB, directly affecting your bottom line as a trader. XTB has a lower barrier to entry with a minimum deposit of $0 (vs $1 at Uphold). XTB charges withdrawal fees while Uphold does not, giving Uphold an edge for frequent withdrawers. The two brokers are broadly comparable on fee structure.
| Feature | Uphold | XTB |
|---|---|---|
| Min. Deposit | $1 | $0 |
| Withdrawal Fees | No | Yes |
| Inactivity Fees | No | No |
| Deposit Fees | No | No |
| CFD Fees | No | Yes |
Platforms
Uphold offers a proprietary platform, while XTB supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. XTB supports social and copy trading features, which Uphold does not offer. XTB edges ahead on platform breadth and functionality in our scoring.
| Feature | Uphold | XTB |
|---|---|---|
| MT4 | No | Yes |
| MT5 | No | Yes |
| cTrader | No | Yes |
| Windows App | Yes | Yes |
| iOS App | Yes | Yes |
| Android App | Yes | Yes |
| Trading Platforms | Web, Desktop & Mobile Apps | MT4, Mirror Trader, Web Trader, Tablet & Mobile apps |
Education & Research
Education and research tools help traders at every level make more informed decisions, and here's how Uphold and XTB compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. XTB publishes daily market commentary; Uphold does not. XTB integrates third-party research tools (Trading Central, Autochartist); Uphold does not. Archived webinars are available at both brokers for self-paced learning. XTB scores higher overall in education and research.
| Feature | Uphold | XTB |
|---|---|---|
| Forex Education | No | Yes |
| CFD Education | No | Yes |
| Weekly Webinars | Yes | Yes |
| Daily Commentary | No | Yes |
| Trading Central | No | Yes |
| Autochartist | No | Yes |
Deposits & Withdrawals
Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. Uphold accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while XTB supports 5 (bank transfer, credit/debit card, PayPal, Skrill, Neteller). XTB uniquely supports PayPal and Skrill and Neteller among the two brokers. XTB scores higher on deposit and withdrawal flexibility.
| Feature | Uphold | XTB |
|---|---|---|
| Bank Transfer | Yes | Yes |
| Credit Card | Yes | Yes |
| PayPal | No | Yes |
| Skrill | No | Yes |
| Neteller | No | Yes |
Support
Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both Uphold and XTB offer live chat support. XTB offers phone support; Uphold does not. Email support is available at both brokers. Uphold supports 1 language and XTB supports 12, giving XTB broader global reach. XTB scores higher overall on customer support in our assessment.
| Feature | Uphold | XTB |
|---|---|---|
| Live Chat | Yes | Yes |
| Phone Support | No | Yes |
| Email Support | Yes | Yes |
| Languages | English | English, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish |