Uphold
USAA
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Overview
Uphold was founded in 2013 and is headquartered in United States, while USAA was established in 2008 and is based in United States. Uphold holds licences including FCA and FINCEN: Uphold Europe Limited, while USAA is regulated by Financial Conduct Authority (FCA) among others. Uphold serves 4,000,000+ clients worldwide; USAA has 10,000+. The minimum deposit is $1 at Uphold and $25 at USAA.
| Feature | Uphold | USAA |
|---|---|---|
| Min. Deposit | $1 | $25 |
| Regulation | FCA and FINCEN: Uphold Europe Limited, Reg No. 09281410. Uphold HQ Inc. NMLS ID No. 1269875 | Financial Conduct Authority (FCA), The Prudential Regulation Authority (PRA) |
| Founded | 2013 | 2008 |
| Country | United States | United States |
| Clients | 4,000,000+ | 10,000+ |
Fees
Fees are a critical factor when choosing between Uphold and USAA, directly affecting your bottom line as a trader. Uphold has a lower barrier to entry with a minimum deposit of $1 (vs $25 at USAA). USAA charges withdrawal fees while Uphold does not, giving Uphold an edge for frequent withdrawers. USAA charges deposit fees; Uphold does not. The two brokers are broadly comparable on fee structure.
| Feature | Uphold | USAA |
|---|---|---|
| Min. Deposit | $1 | $25 |
| Withdrawal Fees | No | Yes |
| Inactivity Fees | No | No |
| Deposit Fees | No | Yes |
| CFD Fees | No | No |
Platforms
Uphold offers a proprietary platform, while USAA supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. USAA supports social and copy trading features, which Uphold does not offer. USAA edges ahead on platform breadth and functionality in our scoring.
| Feature | Uphold | USAA |
|---|---|---|
| MT4 | No | Yes |
| MT5 | No | Yes |
| cTrader | No | Yes |
| Windows App | Yes | Yes |
| iOS App | Yes | Yes |
| Android App | Yes | Yes |
| Trading Platforms | Web, Desktop & Mobile Apps | MT4 ,Android,iPhone,Mac |
Education & Research
Education and research tools help traders at every level make more informed decisions, and here's how Uphold and USAA compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. USAA publishes daily market commentary; Uphold does not. USAA integrates third-party research tools (Trading Central); Uphold does not. Archived webinars are available at both brokers for self-paced learning. USAA scores higher overall in education and research.
| Feature | Uphold | USAA |
|---|---|---|
| Forex Education | No | No |
| CFD Education | No | Yes |
| Weekly Webinars | Yes | Yes |
| Daily Commentary | No | Yes |
| Trading Central | No | Yes |
| Autochartist | No | No |
Deposits & Withdrawals
Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. Uphold accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while USAA supports 2 (bank transfer, credit/debit card). Both brokers support the same set of payment methods.
| Feature | Uphold | USAA |
|---|---|---|
| Bank Transfer | Yes | Yes |
| Credit Card | Yes | Yes |
| PayPal | No | No |
| Skrill | No | No |
| Neteller | No | No |
Support
Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both Uphold and USAA offer live chat support. USAA offers phone support; Uphold does not. Email support is available at both brokers. Uphold supports 1 language and USAA supports 2, giving USAA broader global reach. USAA scores higher overall on customer support in our assessment.
| Feature | Uphold | USAA |
|---|---|---|
| Live Chat | Yes | Yes |
| Phone Support | No | Yes |
| Email Support | Yes | Yes |
| Languages | English | English, and Chinese |