Personal Capital
Uphold
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Overview
Personal Capital was founded in 2008 and is headquartered in USA, while Uphold was established in 2013 and is based in United States. Personal Capital holds licences including Unregulated, while Uphold is regulated by FCA and FINCEN: Uphold Europe Limited among others. Personal Capital serves 10,000+ clients worldwide; Uphold has 4,000,000+. The minimum deposit is $100000 at Personal Capital and $1 at Uphold.
| Feature | Personal Capital | Uphold |
|---|---|---|
| Min. Deposit | $100000 | $1 |
| Regulation | Unregulated | FCA and FINCEN: Uphold Europe Limited, Reg No. 09281410. Uphold HQ Inc. NMLS ID No. 1269875 |
| Founded | 2008 | 2013 |
| Country | USA | United States |
| Clients | 10,000+ | 4,000,000+ |
Fees
Fees are a critical factor when choosing between Personal Capital and Uphold, directly affecting your bottom line as a trader. Uphold has a lower barrier to entry with a minimum deposit of $1 (vs $100000 at Personal Capital). Neither broker charges withdrawal fees. Overall, Uphold scores higher on fees in our assessment.
| Feature | Personal Capital | Uphold |
|---|---|---|
| Min. Deposit | $100000 | $1 |
| Withdrawal Fees | No | No |
| Inactivity Fees | No | No |
| Deposit Fees | No | No |
| CFD Fees | No | No |
Platforms
Personal Capital offers MT4, MT5, cTrader, while Uphold supports a proprietary platform. Both brokers provide mobile trading apps for iOS and Android. Personal Capital supports social and copy trading features, which Uphold does not offer. Personal Capital edges ahead on platform breadth and functionality in our scoring.
| Feature | Personal Capital | Uphold |
|---|---|---|
| MT4 | Yes | No |
| MT5 | Yes | No |
| cTrader | Yes | No |
| Windows App | Yes | Yes |
| iOS App | Yes | Yes |
| Android App | Yes | Yes |
| Trading Platforms | Desktop,Android,Tablet,iPhone | Web, Desktop & Mobile Apps |
Education & Research
Education and research tools help traders at every level make more informed decisions, and here's how Personal Capital and Uphold compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. Personal Capital publishes daily market commentary; Uphold does not. Personal Capital integrates third-party research tools (Trading Central, Autochartist); Uphold does not. Archived webinars are available at both brokers for self-paced learning. Personal Capital scores higher overall in education and research.
| Feature | Personal Capital | Uphold |
|---|---|---|
| Forex Education | Yes | No |
| CFD Education | Yes | No |
| Weekly Webinars | Yes | Yes |
| Daily Commentary | Yes | No |
| Trading Central | Yes | No |
| Autochartist | Yes | No |
Deposits & Withdrawals
Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. Personal Capital accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while Uphold supports 2 (bank transfer, credit/debit card). Both brokers support the same set of payment methods.
| Feature | Personal Capital | Uphold |
|---|---|---|
| Bank Transfer | Yes | Yes |
| Credit Card | Yes | Yes |
| PayPal | No | No |
| Skrill | No | No |
| Neteller | No | No |
Support
Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both Personal Capital and Uphold offer live chat support. Personal Capital offers phone support; Uphold does not. Email support is available at both brokers. Personal Capital supports 2 languages and Uphold supports 1, giving Personal Capital broader global reach. Personal Capital scores higher overall on customer support in our assessment.
| Feature | Personal Capital | Uphold |
|---|---|---|
| Live Chat | Yes | Yes |
| Phone Support | Yes | No |
| Email Support | Yes | Yes |
| Languages | English, and Chinese | English |