B

Personal Capital

6.1/10

the share centre

7.4/10
5/10RegulationWinner10/10
1/10WinnerFees0/10
9/10PlatformsTied9/10
10/10WinnerEducation & Research4/10
4/10Deposits & WithdrawalsWinner10/10
10/10SupportTied10/10

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Overview

Personal Capital was founded in 2008 and is headquartered in USA, while the share centre was established in 2019 and is based in Bulgaria. Personal Capital holds licences including Unregulated, while the share centre is regulated by Financial Conduct Authority (FCA) among others. Personal Capital serves 10,000+ clients worldwide; the share centre has 60,000+. The minimum deposit is $100000 at Personal Capital and $250 at the share centre.

the share centre wins this category
FeaturePersonal Capitalthe share centre
Min. Deposit$100000$250
RegulationUnregulatedFinancial Conduct Authority (FCA), Australian Securities and Investment Commission (ASIC), Dubai Financial Services Authority (DFSA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of The Bahamas (SCB) number SIA-F322
Founded20082019
CountryUSABulgaria
Clients10,000+60,000+

Fees

Fees are a critical factor when choosing between Personal Capital and the share centre, directly affecting your bottom line as a trader. Personal Capital has a lower barrier to entry with a minimum deposit of $100000 (vs $250 at the share centre). the share centre charges withdrawal fees while Personal Capital does not, giving Personal Capital an edge for frequent withdrawers. the share centre applies inactivity fees on dormant accounts; Personal Capital does not. the share centre charges deposit fees; Personal Capital does not. Overall, Personal Capital scores higher on fees in our assessment.

Personal Capital wins this category
FeaturePersonal Capitalthe share centre
Min. Deposit$100000$250
Withdrawal FeesNoYes
Inactivity FeesNoYes
Deposit FeesNoYes
CFD FeesNoYes

Platforms

Personal Capital offers MT4, MT5, cTrader, while the share centre supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. Both brokers support copy or social trading, catering to less hands-on investors. The two brokers are closely matched on platform offering.

Tied
FeaturePersonal Capitalthe share centre
MT4YesYes
MT5YesYes
cTraderYesYes
Windows AppYesYes
iOS AppYesYes
Android AppYesYes
Trading PlatformsDesktop,Android,Tablet,iPhoneMT4, MT5, Mac, ZuluTrade, Web Trader, cTrader, Tablet & Mobile apps

Education & Research

Education and research tools help traders at every level make more informed decisions, and here's how Personal Capital and the share centre compare. Personal Capital runs regular live webinars; the share centre does not. Both provide video tutorials. Personal Capital publishes daily market commentary; the share centre does not. Both integrate third-party research tools. Personal Capital maintains an archive of past webinars for on-demand viewing. Personal Capital scores higher overall in education and research.

Personal Capital wins this category
FeaturePersonal Capitalthe share centre
Forex EducationYesYes
CFD EducationYesNo
Weekly WebinarsYesNo
Daily CommentaryYesNo
Trading CentralYesNo
AutochartistYesYes

Deposits & Withdrawals

Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. Personal Capital accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while the share centre supports 5 (bank transfer, credit/debit card, PayPal, Skrill, Neteller). the share centre uniquely supports PayPal and Skrill and Neteller among the two brokers. the share centre scores higher on deposit and withdrawal flexibility.

the share centre wins this category
FeaturePersonal Capitalthe share centre
Bank TransferYesYes
Credit CardYesYes
PayPalNoYes
SkrillNoYes
NetellerNoYes

Support

Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both Personal Capital and the share centre offer live chat support. Both provide phone support. Email support is available at both brokers. Personal Capital supports 2 languages and the share centre supports 8, giving the share centre broader global reach. Both brokers are comparable on support quality.

Tied
FeaturePersonal Capitalthe share centre
Live ChatYesYes
Phone SupportYesYes
Email SupportYesYes
LanguagesEnglish, and ChineseEnglish, Spanish, Polish, Chinese, Japanese, Korean, Vietnamese, and Arabic