B

Ingot Brokers

5.6/10

Personal Capital

6.1/10
7/10WinnerRegulation5/10
0/10FeesWinner1/10
9/10PlatformsTied9/10
4/10Education & ResearchWinner10/10
4/10Deposits & WithdrawalsTied4/10
10/10SupportTied10/10

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Overview

Ingot Brokers was founded in 2004 and is headquartered in Australia, while Personal Capital was established in 2008 and is based in USA. Ingot Brokers holds licences including Australian Securities and Investment Commission (ASIC), while Personal Capital is regulated by Unregulated among others. Ingot Brokers serves 10,000+ clients worldwide; Personal Capital has 10,000+. The minimum deposit is $1000 at Ingot Brokers and $100000 at Personal Capital.

Personal Capital wins this category
FeatureIngot BrokersPersonal Capital
Min. Deposit$1000$100000
RegulationAustralian Securities and Investment Commission (ASIC)Unregulated
Founded20042008
CountryAustraliaUSA
Clients10,000+10,000+

Fees

Fees are a critical factor when choosing between Ingot Brokers and Personal Capital, directly affecting your bottom line as a trader. Ingot Brokers has a lower barrier to entry with a minimum deposit of $1000 (vs $100000 at Personal Capital). Neither broker charges withdrawal fees. Ingot Brokers applies inactivity fees on dormant accounts; Personal Capital does not. Overall, Personal Capital scores higher on fees in our assessment.

Personal Capital wins this category
FeatureIngot BrokersPersonal Capital
Min. Deposit$1000$100000
Withdrawal FeesNoNo
Inactivity FeesYesNo
Deposit FeesNoNo
CFD FeesYesNo

Platforms

Ingot Brokers offers MT4, MT5, cTrader, while Personal Capital supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. Personal Capital supports social and copy trading features, which Ingot Brokers does not offer. The two brokers are closely matched on platform offering.

Tied
FeatureIngot BrokersPersonal Capital
MT4YesYes
MT5YesYes
cTraderYesYes
Windows AppYesYes
iOS AppYesYes
Android AppYesYes
Trading PlatformsMT4, Tablet & Mobile appsDesktop,Android,Tablet,iPhone

Education & Research

Education and research tools help traders at every level make more informed decisions, and here's how Ingot Brokers and Personal Capital compare. Personal Capital runs regular live webinars; Ingot Brokers does not. Both provide video tutorials. Personal Capital publishes daily market commentary; Ingot Brokers does not. Both integrate third-party research tools. Personal Capital maintains an archive of past webinars for on-demand viewing. Personal Capital scores higher overall in education and research.

Personal Capital wins this category
FeatureIngot BrokersPersonal Capital
Forex EducationYesYes
CFD EducationNoYes
Weekly WebinarsNoYes
Daily CommentaryNoYes
Trading CentralNoYes
AutochartistYesYes

Deposits & Withdrawals

Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. Ingot Brokers accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while Personal Capital supports 2 (bank transfer, credit/debit card). Both brokers support the same set of payment methods.

Tied
FeatureIngot BrokersPersonal Capital
Bank TransferYesYes
Credit CardYesYes
PayPalNoNo
SkrillNoNo
NetellerNoNo

Support

Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both Ingot Brokers and Personal Capital offer live chat support. Both provide phone support. Email support is available at both brokers. Both brokers offer support in 2 languages. Both brokers are comparable on support quality.

Tied
FeatureIngot BrokersPersonal Capital
Live ChatYesYes
Phone SupportYesYes
Email SupportYesYes
LanguagesEnglish, and ChineseEnglish, and Chinese