IG
Personal Capital
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Overview
IG was founded in 1974 and is headquartered in UK, while Personal Capital was established in 2008 and is based in USA. IG holds licences including Financial Conduct Authority (FCA), while Personal Capital is regulated by Unregulated among others. IG serves 178,500+ clients worldwide; Personal Capital has 10,000+. The minimum deposit is $200 at IG and $100000 at Personal Capital.
| Feature | IG | Personal Capital |
|---|---|---|
| Min. Deposit | $200 | $100000 |
| Regulation | Financial Conduct Authority (FCA), Australian Securities and Investment Commission (ASIC) | Unregulated |
| Founded | 1974 | 2008 |
| Country | UK | USA |
| Clients | 178,500+ | 10,000+ |
Fees
Fees are a critical factor when choosing between IG and Personal Capital, directly affecting your bottom line as a trader. Personal Capital has a lower barrier to entry with a minimum deposit of $100000 (vs $200 at IG). Neither broker charges withdrawal fees. Overall, IG scores higher on fees in our assessment.
| Feature | IG | Personal Capital |
|---|---|---|
| Min. Deposit | $200 | $100000 |
| Withdrawal Fees | No | No |
| Inactivity Fees | No | No |
| Deposit Fees | No | No |
| CFD Fees | No | No |
Platforms
IG offers MT4, MT5, cTrader, while Personal Capital supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. Both brokers support copy or social trading, catering to less hands-on investors. The two brokers are closely matched on platform offering.
| Feature | IG | Personal Capital |
|---|---|---|
| MT4 | Yes | Yes |
| MT5 | Yes | Yes |
| cTrader | Yes | Yes |
| Windows App | Yes | Yes |
| iOS App | Yes | Yes |
| Android App | Yes | Yes |
| Trading Platforms | MT4, Mac, Web Trader, L2 Dealer, Tablet & Mobile apps | Desktop,Android,Tablet,iPhone |
Education & Research
Education and research tools help traders at every level make more informed decisions, and here's how IG and Personal Capital compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. Daily market commentary is available from both brokers. Both integrate third-party research tools including Trading Central. Archived webinars are available at both brokers for self-paced learning. Personal Capital scores higher overall in education and research.
| Feature | IG | Personal Capital |
|---|---|---|
| Forex Education | No | Yes |
| CFD Education | Yes | Yes |
| Weekly Webinars | Yes | Yes |
| Daily Commentary | Yes | Yes |
| Trading Central | Yes | Yes |
| Autochartist | No | Yes |
Deposits & Withdrawals
Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. IG accepts 3 of the tracked payment methods (bank transfer, credit/debit card, PayPal), while Personal Capital supports 2 (bank transfer, credit/debit card). IG uniquely supports PayPal among the two brokers. IG scores higher on deposit and withdrawal flexibility.
| Feature | IG | Personal Capital |
|---|---|---|
| Bank Transfer | Yes | Yes |
| Credit Card | Yes | Yes |
| PayPal | Yes | No |
| Skrill | No | No |
| Neteller | No | No |
Support
Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both IG and Personal Capital offer live chat support. Both provide phone support. Email support is available at both brokers. IG supports 5 languages and Personal Capital supports 2, giving IG broader global reach. Both brokers are comparable on support quality.
| Feature | IG | Personal Capital |
|---|---|---|
| Live Chat | Yes | Yes |
| Phone Support | Yes | Yes |
| Email Support | Yes | Yes |
| Languages | English, French, German, Spanish, and Portuguese | English, and Chinese |