B

forextime

8.3/10

Personal Capital

6.1/10
10/10WinnerRegulation5/10
0/10FeesWinner1/10
9/10PlatformsTied9/10
10/10Education & ResearchTied10/10
10/10WinnerDeposits & Withdrawals4/10
10/10SupportTied10/10

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Overview

forextime was founded in 2011 and is headquartered in Lebanon, while Personal Capital was established in 2008 and is based in USA. forextime holds licences including Financial Conduct Authority (FCA), while Personal Capital is regulated by Unregulated among others. forextime serves 200,000+ clients worldwide; Personal Capital has 10,000+. The minimum deposit is $250 at forextime and $100000 at Personal Capital.

forextime wins this category
FeatureforextimePersonal Capital
Min. Deposit$250$100000
RegulationFinancial Conduct Authority (FCA), Australian Securities and Investment Commission (ASIC), Dubai Financial Services Authority (DFSA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of The Bahamas (SCB) number SIA-F230Unregulated
Founded20112008
CountryLebanonUSA
Clients200,000+10,000+

Fees

Fees are a critical factor when choosing between forextime and Personal Capital, directly affecting your bottom line as a trader. Personal Capital has a lower barrier to entry with a minimum deposit of $100000 (vs $250 at forextime). Neither broker charges withdrawal fees. forextime charges deposit fees; Personal Capital does not. Overall, Personal Capital scores higher on fees in our assessment.

Personal Capital wins this category
FeatureforextimePersonal Capital
Min. Deposit$250$100000
Withdrawal FeesNoNo
Inactivity FeesNoNo
Deposit FeesYesNo
CFD FeesYesNo

Platforms

forextime offers MT4, MT5, cTrader, while Personal Capital supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. Personal Capital supports social and copy trading features, which forextime does not offer. The two brokers are closely matched on platform offering.

Tied
FeatureforextimePersonal Capital
MT4YesYes
MT5YesYes
cTraderYesYes
Windows AppYesYes
iOS AppYesYes
Android AppYesYes
Trading PlatformsMT4, MT5, Mac, ZuluTrade, Web Trader, cTrader, Tablet & Mobile appsDesktop,Android,Tablet,iPhone

Education & Research

Education and research tools help traders at every level make more informed decisions, and here's how forextime and Personal Capital compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. Daily market commentary is available from both brokers. Both integrate third-party research tools including Trading Central. Archived webinars are available at both brokers for self-paced learning. The two brokers are evenly matched on educational content.

Tied
FeatureforextimePersonal Capital
Forex EducationYesYes
CFD EducationYesYes
Weekly WebinarsYesYes
Daily CommentaryYesYes
Trading CentralYesYes
AutochartistYesYes

Deposits & Withdrawals

Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. forextime accepts 5 of the tracked payment methods (bank transfer, credit/debit card, PayPal, Skrill, Neteller), while Personal Capital supports 2 (bank transfer, credit/debit card). forextime uniquely supports PayPal and Skrill and Neteller among the two brokers. forextime scores higher on deposit and withdrawal flexibility.

forextime wins this category
FeatureforextimePersonal Capital
Bank TransferYesYes
Credit CardYesYes
PayPalYesNo
SkrillYesNo
NetellerYesNo

Support

Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both forextime and Personal Capital offer live chat support. Both provide phone support. Email support is available at both brokers. forextime supports 8 languages and Personal Capital supports 2, giving forextime broader global reach. Both brokers are comparable on support quality.

Tied
FeatureforextimePersonal Capital
Live ChatYesYes
Phone SupportYesYes
Email SupportYesYes
LanguagesEnglish, Spanish, Polish, Chinese, Japanese, Korean, Vietnamese, and ArabicEnglish, and Chinese