B

ETFinance

6/10
XTB logo

XTB

9.6/10
5/10RegulationWinner9/10
0/10FeesWinner10/10
9/10PlatformsTied9/10
10/10Education & ResearchTied10/10
4/10Deposits & WithdrawalsWinner10/10
10/10SupportTied10/10

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Overview

ETFinance was founded in 2018 and is headquartered in Cyprus, while XTB was established in 2002 and is based in Poland. ETFinance holds licences including Cyprus Securities and Exchange Commission (CySEC), while XTB is regulated by Financial Conduct Authority (FCA) among others. ETFinance serves 10,000+ clients worldwide; XTB has 250,000+. The minimum deposit is $215 at ETFinance and $0 at XTB.

XTB wins this category
FeatureETFinanceXTB
Min. Deposit$215$0
RegulationCyprus Securities and Exchange Commission (CySEC)Financial Conduct Authority (FCA), FCA number FRN 522157, Cyprus Securities and Exchange Commission (CySEC), CySEC Licence Number: 169/12, Comisi├ó╦å┼í├óÔÇ░┬Ñn Nacional del Mercado de Valores, Komisja Nadzoru Finansowego
Founded20182002
CountryCyprusPoland
Clients10,000+250,000+

Fees

Fees are a critical factor when choosing between ETFinance and XTB, directly affecting your bottom line as a trader. XTB has a lower barrier to entry with a minimum deposit of $0 (vs $215 at ETFinance). XTB charges withdrawal fees while ETFinance does not, giving ETFinance an edge for frequent withdrawers. ETFinance charges deposit fees; XTB does not. Overall, XTB scores higher on fees in our assessment.

XTB wins this category
FeatureETFinanceXTB
Min. Deposit$215$0
Withdrawal FeesNoYes
Inactivity FeesNoNo
Deposit FeesYesNo
CFD FeesYesYes

Platforms

ETFinance offers MT4, MT5, cTrader, while XTB supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. XTB supports social and copy trading features, which ETFinance does not offer. The two brokers are closely matched on platform offering.

Tied
FeatureETFinanceXTB
MT4YesYes
MT5YesYes
cTraderYesYes
Windows AppYesYes
iOS AppYesYes
Android AppYesYes
Trading PlatformsMT4,iOS,MacBook,iPhoneMT4, Mirror Trader, Web Trader, Tablet & Mobile apps

Education & Research

Education and research tools help traders at every level make more informed decisions, and here's how ETFinance and XTB compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. Daily market commentary is available from both brokers. Both integrate third-party research tools including Trading Central. Archived webinars are available at both brokers for self-paced learning. The two brokers are evenly matched on educational content.

Tied
FeatureETFinanceXTB
Forex EducationYesYes
CFD EducationYesYes
Weekly WebinarsYesYes
Daily CommentaryYesYes
Trading CentralYesYes
AutochartistYesYes

Deposits & Withdrawals

Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. ETFinance accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while XTB supports 5 (bank transfer, credit/debit card, PayPal, Skrill, Neteller). XTB uniquely supports PayPal and Skrill and Neteller among the two brokers. XTB scores higher on deposit and withdrawal flexibility.

XTB wins this category
FeatureETFinanceXTB
Bank TransferYesYes
Credit CardYesYes
PayPalNoYes
SkrillNoYes
NetellerNoYes

Support

Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both ETFinance and XTB offer live chat support. Both provide phone support. Email support is available at both brokers. ETFinance supports 2 languages and XTB supports 12, giving XTB broader global reach. Both brokers are comparable on support quality.

Tied
FeatureETFinanceXTB
Live ChatYesYes
Phone SupportYesYes
Email SupportYesYes
LanguagesEnglish, and ChineseEnglish, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish