CMC Markets
Personal Capital
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Overview
CMC Markets was founded in 1989 and is headquartered in UK, while Personal Capital was established in 2008 and is based in USA. CMC Markets holds licences including Financial Conduct Authority (FCA), while Personal Capital is regulated by Unregulated among others. CMC Markets serves 10,000+ clients worldwide; Personal Capital has 10,000+. The minimum deposit is $200 at CMC Markets and $100000 at Personal Capital.
| Feature | CMC Markets | Personal Capital |
|---|---|---|
| Min. Deposit | $200 | $100000 |
| Regulation | Financial Conduct Authority (FCA) | Unregulated |
| Founded | 1989 | 2008 |
| Country | UK | USA |
| Clients | 10,000+ | 10,000+ |
Fees
Fees are a critical factor when choosing between CMC Markets and Personal Capital, directly affecting your bottom line as a trader. Personal Capital has a lower barrier to entry with a minimum deposit of $100000 (vs $200 at CMC Markets). CMC Markets charges withdrawal fees while Personal Capital does not, a notable advantage for frequent withdrawers. CMC Markets applies inactivity fees on dormant accounts; Personal Capital does not. Overall, CMC Markets scores higher on fees in our assessment.
| Feature | CMC Markets | Personal Capital |
|---|---|---|
| Min. Deposit | $200 | $100000 |
| Withdrawal Fees | Yes | No |
| Inactivity Fees | Yes | No |
| Deposit Fees | No | No |
| CFD Fees | No | No |
Platforms
CMC Markets offers MT4, MT5, cTrader, while Personal Capital supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. Personal Capital supports social and copy trading features, which CMC Markets does not offer. The two brokers are closely matched on platform offering.
| Feature | CMC Markets | Personal Capital |
|---|---|---|
| MT4 | Yes | Yes |
| MT5 | Yes | Yes |
| cTrader | Yes | Yes |
| Windows App | Yes | Yes |
| iOS App | Yes | Yes |
| Android App | Yes | Yes |
| Trading Platforms | Web Trader, Binary, Tablet & Mobile apps | Desktop,Android,Tablet,iPhone |
Education & Research
Education and research tools help traders at every level make more informed decisions, and here's how CMC Markets and Personal Capital compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. Daily market commentary is available from both brokers. Both integrate third-party research tools including Trading Central. Archived webinars are available at both brokers for self-paced learning. The two brokers are evenly matched on educational content.
| Feature | CMC Markets | Personal Capital |
|---|---|---|
| Forex Education | Yes | Yes |
| CFD Education | Yes | Yes |
| Weekly Webinars | Yes | Yes |
| Daily Commentary | Yes | Yes |
| Trading Central | Yes | Yes |
| Autochartist | Yes | Yes |
Deposits & Withdrawals
Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. CMC Markets accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while Personal Capital supports 2 (bank transfer, credit/debit card). Both brokers support the same set of payment methods.
| Feature | CMC Markets | Personal Capital |
|---|---|---|
| Bank Transfer | Yes | Yes |
| Credit Card | Yes | Yes |
| PayPal | No | No |
| Skrill | No | No |
| Neteller | No | No |
Support
Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both CMC Markets and Personal Capital offer live chat support. Both provide phone support. Email support is available at both brokers. CMC Markets supports 8 languages and Personal Capital supports 2, giving CMC Markets broader global reach. Both brokers are comparable on support quality.
| Feature | CMC Markets | Personal Capital |
|---|---|---|
| Live Chat | Yes | Yes |
| Phone Support | Yes | Yes |
| Email Support | Yes | Yes |
| Languages | English, German, French, Polish, Spanish, Swedish, Italian, and Norwegian | English, and Chinese |