Circle Markets
Personal Capital
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Overview
Circle Markets was founded in 2007 and is headquartered in New Zealand, while Personal Capital was established in 2008 and is based in USA. Circle Markets holds licences including Financial Industry Regulatory Authority (FINRA), while Personal Capital is regulated by Unregulated among others. Circle Markets serves 10,000+ clients worldwide; Personal Capital has 10,000+. The minimum deposit is $100 at Circle Markets and $100000 at Personal Capital.
| Feature | Circle Markets | Personal Capital |
|---|---|---|
| Min. Deposit | $100 | $100000 |
| Regulation | Financial Industry Regulatory Authority (FINRA) | Unregulated |
| Founded | 2007 | 2008 |
| Country | New Zealand | USA |
| Clients | 10,000+ | 10,000+ |
Fees
Fees are a critical factor when choosing between Circle Markets and Personal Capital, directly affecting your bottom line as a trader. Circle Markets has a lower barrier to entry with a minimum deposit of $100 (vs $100000 at Personal Capital). Circle Markets charges withdrawal fees while Personal Capital does not, a notable advantage for frequent withdrawers. Circle Markets charges deposit fees; Personal Capital does not. Overall, Circle Markets scores higher on fees in our assessment.
| Feature | Circle Markets | Personal Capital |
|---|---|---|
| Min. Deposit | $100 | $100000 |
| Withdrawal Fees | Yes | No |
| Inactivity Fees | No | No |
| Deposit Fees | Yes | No |
| CFD Fees | No | No |
Platforms
Circle Markets offers MT4, MT5, cTrader, while Personal Capital supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. Personal Capital supports social and copy trading features, which Circle Markets does not offer. The two brokers are closely matched on platform offering.
| Feature | Circle Markets | Personal Capital |
|---|---|---|
| MT4 | Yes | Yes |
| MT5 | Yes | Yes |
| cTrader | Yes | Yes |
| Windows App | Yes | Yes |
| iOS App | Yes | Yes |
| Android App | Yes | Yes |
| Trading Platforms | Desktop, Tablet & Mobile apps | Desktop,Android,Tablet,iPhone |
Education & Research
Education and research tools help traders at every level make more informed decisions, and here's how Circle Markets and Personal Capital compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. Daily market commentary is available from both brokers. Both integrate third-party research tools including Trading Central. Archived webinars are available at both brokers for self-paced learning. Personal Capital scores higher overall in education and research.
| Feature | Circle Markets | Personal Capital |
|---|---|---|
| Forex Education | No | Yes |
| CFD Education | Yes | Yes |
| Weekly Webinars | Yes | Yes |
| Daily Commentary | Yes | Yes |
| Trading Central | Yes | Yes |
| Autochartist | No | Yes |
Deposits & Withdrawals
Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. Circle Markets accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while Personal Capital supports 2 (bank transfer, credit/debit card). Both brokers support the same set of payment methods.
| Feature | Circle Markets | Personal Capital |
|---|---|---|
| Bank Transfer | Yes | Yes |
| Credit Card | Yes | Yes |
| PayPal | No | No |
| Skrill | No | No |
| Neteller | No | No |
Support
Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both Circle Markets and Personal Capital offer live chat support. Both provide phone support. Email support is available at both brokers. Both brokers offer support in 2 languages. Both brokers are comparable on support quality.
| Feature | Circle Markets | Personal Capital |
|---|---|---|
| Live Chat | Yes | Yes |
| Phone Support | Yes | Yes |
| Email Support | Yes | Yes |
| Languages | English, and Chinese | English, and Chinese |