B

Bell Direct

5.6/10
XTB logo

XTB

9.6/10
3/10RegulationWinner9/10
6/10FeesWinner10/10
7/10PlatformsWinner9/10
6/10Education & ResearchWinner10/10
4/10Deposits & WithdrawalsWinner10/10
10/10SupportTied10/10

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Overview

Bell Direct was founded in 1983 and is headquartered in New Zealand, while XTB was established in 2002 and is based in Poland. Bell Direct holds licences including Financial Markets Authority (FMA), while XTB is regulated by Financial Conduct Authority (FCA) among others. Bell Direct serves 10,000+ clients worldwide; XTB has 250,000+. The minimum deposit is $100 at Bell Direct and $0 at XTB.

XTB wins this category
FeatureBell DirectXTB
Min. Deposit$100$0
RegulationFinancial Markets Authority (FMA)Financial Conduct Authority (FCA), FCA number FRN 522157, Cyprus Securities and Exchange Commission (CySEC), CySEC Licence Number: 169/12, Comisi├ó╦å┼í├óÔÇ░┬Ñn Nacional del Mercado de Valores, Komisja Nadzoru Finansowego
Founded19832002
CountryNew ZealandPoland
Clients10,000+250,000+

Fees

Fees are a critical factor when choosing between Bell Direct and XTB, directly affecting your bottom line as a trader. XTB has a lower barrier to entry with a minimum deposit of $0 (vs $100 at Bell Direct). XTB charges withdrawal fees while Bell Direct does not, giving Bell Direct an edge for frequent withdrawers. Bell Direct applies inactivity fees on dormant accounts; XTB does not. Overall, XTB scores higher on fees in our assessment.

XTB wins this category
FeatureBell DirectXTB
Min. Deposit$100$0
Withdrawal FeesNoYes
Inactivity FeesYesNo
Deposit FeesNoNo
CFD FeesYesYes

Platforms

Bell Direct offers MT5, cTrader, while XTB supports MT4, MT5, cTrader. Both brokers provide mobile trading apps for iOS and Android. XTB supports social and copy trading features, which Bell Direct does not offer. XTB edges ahead on platform breadth and functionality in our scoring.

XTB wins this category
FeatureBell DirectXTB
MT4NoYes
MT5YesYes
cTraderYesYes
Windows AppYesYes
iOS AppYesYes
Android AppYesYes
Trading PlatformsAndroid,WEB,Desktop,iPhone,MacMT4, Mirror Trader, Web Trader, Tablet & Mobile apps

Education & Research

Education and research tools help traders at every level make more informed decisions, and here's how Bell Direct and XTB compare. Both brokers run regular live webinars. Both provide video tutorials, including advanced content. Daily market commentary is available from both brokers. Both integrate third-party research tools including Trading Central. Archived webinars are available at both brokers for self-paced learning. XTB scores higher overall in education and research.

XTB wins this category
FeatureBell DirectXTB
Forex EducationNoYes
CFD EducationYesYes
Weekly WebinarsYesYes
Daily CommentaryYesYes
Trading CentralYesYes
AutochartistNoYes

Deposits & Withdrawals

Convenient deposit and withdrawal options reduce friction for traders, especially important when managing positions across time zones. Bell Direct accepts 2 of the tracked payment methods (bank transfer, credit/debit card), while XTB supports 5 (bank transfer, credit/debit card, PayPal, Skrill, Neteller). XTB uniquely supports PayPal and Skrill and Neteller among the two brokers. XTB scores higher on deposit and withdrawal flexibility.

XTB wins this category
FeatureBell DirectXTB
Bank TransferYesYes
Credit CardYesYes
PayPalNoYes
SkrillNoYes
NetellerNoYes

Support

Responsive customer support matters most when you're locked out of your account or need urgent help with a trade. Both Bell Direct and XTB offer live chat support. Both provide phone support. Email support is available at both brokers. Bell Direct supports 2 languages and XTB supports 12, giving XTB broader global reach. Both brokers are comparable on support quality.

Tied
FeatureBell DirectXTB
Live ChatYesYes
Phone SupportYesYes
Email SupportYesYes
LanguagesEnglish, and ChineseEnglish, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish